SENIOR CITIZEN SAVING SCHEME

 SCSS -- SENIOR CITIZEN SAVING SCHEME 

2004 ME START HUI 

WHO CAN APPLY ?

1] JINKI UMRA 60 YA 60 SE JYADA HO WO SABHI 

SENIOR CITIZEN APPLY KAR SAKTA HAI . 

2] EK VYAKTI JISNE VOLANTRY RETIREMENT [VRS]

LIYA HUA HAI  JINKI UMRA 55 SE JYADA AUR 60 SE 

KAM HAI . 

3] 

WHO CAN NOT APPLY ? 

NON RESIDENT  INDIAN 

A DEPOSITER MAY OPEN AN ACCOUNT INDIVIDUALLY 

OR JOINTLY WITH SPOUSE .

AN SCSS ACCOUNT CAN BE OPENED AT A BANK OR A 

POST OFFICE .

TENURE ---- MATURITY PERIOD ?/ 

THE ACCOUNT CAN BE CLOSED AFTER EXPIRY OF 5 YEARS 

FROM THE DATE OF OPENING OF ACCOUNT . 

THE DEPOSITER MAY EXTEND THEACCOUNT FOR 

FURTHER PEROID OF 3 YEARS . 

TOTAL 5 YEARS + 3 YEARS 

INVESTMENT AMOUNT 

ACCOUNT SHALL BE OPENED WITH A MINIMUM 

DEPOSIT OF ONE THOUSAND RUPEE OR ANY SUM  

IN MULTIPLE . 

OF ONE THOUSAND RUPEES NOT EXCEEDING

 RUPEES 30 LAKH FROM 1/4/2023[ EARLER 15 LAKH]

THE DEPOSIT MADE UNDER THESE RULES SHALL 

BEAR INTREST AS DIRECTED BY GOVT. OF INDIA 

FROM TIME TO TIME QUARTERLY  . 

INTREST RATE ----

AT PRESENT IT IS 8.20% PER ANNUM WITH EFFECT

1/04 / 2023 

IF THE INTREST PAYABLE EVERY QUATER IS NOT 

CLAIMED BY AN ACCOUNT HOLDER , SUCH INTREST 

SHALL NOT EARN ADDITIONAL INTREST . 

BOTH THE DEPOSITER MAY NOMINATE A PERSON 

OR MORE THAN ONE PERSON .

AGAR 5 SAAL SE PAHLE ACCOUNT BAND KARNA HO TO ??

AGAR APKO 5 SAAL SE PAHLE SCSS ACCOUNT 

BAND KARNA PADE TO APKO AB TAK KA APKI 

DHAN RAASI PAR AAYA HUA INTREST NHI MILEGA 

AUR APKE SAVING AMOUNT ME SE 1% DHAN RAASI 

KAAT LI JAYEGI .